Unlock Your Home Equity with A Cash Out Refinance
Turning Equity Into Opportunity STARTS HERE!
Use a Cash Out Refinance Loan For... Well, Anything:
Renovations and Home Improvements
Upgrade Your Kitchen, Bathroom, Living Room, Bedroom, Appliances
Repair or Replace Electrical, Plumbing, Foundation, A/C & Heating.
Any Improvements Like Paint, Roof, Fencing etc.
Debt Consolidation
Consolidate High-Interest Debts, Such As Credit Cards.
Replace Multiple High-Interest Payments With A Single Lower-Interest Loan.
Potentially Improve Your Score & Reduce Your Monthly Interest Payments.
Personal Use or Lower Rates
Buy A Car, Invest It, Cover Unexpected Expenses.
Typically Provides Lower Interest Rates Than Personal Loans or Credit Cards.
If Rates Have Dropped, You Might Be Eligible To Lower Your Rate and Payments.
Here's How It Works in 3 Easy Steps
Step 1: Get A Quote
Start by providing some basic info through our easy and secure online form. This step is crucial for us to understand your current financial situation and how much you could potentially benefit from a cash-out refinance. It's quick, straightforward, and the first step towards financial freedom.
Step 2: Compare Your Options
Based on the info you provide, our experts will compare various lenders and find the best cash-out refinance options for you. We take into account your unique financial needs and goals, ensuring that the options you receive are tailored to offer you the maximum benefit.
Step 3: Pull Out Cash
Review the options we provide and choose the one that best suits your needs. Once you've made your choice, we'll guide you through the final steps of securing your cash. Get ready to consolidate your debts, lower your interest rates, and watch as your financial situation transforms in just 30 days.
Frequently Asked Questions
How much equity do I need in my home to access it?
Traditionally, Cash-outs and helocs require 20% equity, sometimes 15% depending on score, DTI etc. VA cash-outs can sometimes access up to 100%. Streamlines are a different beast but if you bought in the past year or two then you might be able to lower your rate and save on monthly payments!
What's the minimum score I need to work with you?
600 is typically the minimum but as your score goes up the terms and rates get better.
What kind of properties do you refinance?
Single-Family, Townhomes, Condo's / Condotels, 2-4 Units, Multifamily 5-8 Units
Do you only do cash out refinances?
No! We have access to many different products that will help you reach your goals. We do home purchases, self employed mortgages, regular refinances as well as streamlines, even helocs or home equity loans if that fits your scenario. Get a quote or book a call so we can show you tailored options for your unique scenario
What can I use the money for?
Anything! Seriously... literally anything. As long as it's legal
I have a low rate on my home already, should I use a cash out refinance?
Great question. We're in a time where alot of homeowners bought and locked in a low rate years ago. It really all depends on your goals and unique scenario. Sometimes consolidating high interest debt can save you a TON of money over the long term. Or if you are pulling out cash to invest it in another property that cash flows, that could make sense as well. We hate to sound like a broken record, but your situation is unique so getting a quote or booking a call will allow us to give you the answers you're looking for and the best options based on your goals.
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